Tread Carefully
Homes with stairs increase the likelihood of falls, especially for older adults. Fortunately, there are steps you can take to reduce the risks both indoors and out:
- Install sturdy handrails on both sides of stairways
- Ensure steps are even and secure
- Keep exterior steps clear of snow, ice, wet leaves and other debris
- Never store shoes, toys or other belongings on stairs
- Install slip-resistant carpeting, both to reduce the risk of slipping and to help cushion falls
- Add lighting to make sure stairways are visible when it’s dark
- Avoid placing tripping hazards near stairs, like throw rugs or electrical cords
- Address medical issues or medications that may cause dizziness or lightheadedness
- Perform exercises designed to improve balance and stability
Stair Safety for All
While the elderly are at greater risk of death or serious injuries from falls, no one is immune to accidents. That’s why stair safety is important in every home, regardless of the age of its occupants. In addition, if someone is injured in your home after a fall due to your negligence, your homeowners or renters insurance will be impacted and you could be at risk for a lawsuit. The same is true for businesses.
Take some time this month to inspect all the stairs in and around your home or business to make sure they are as safe as possible to prevent accidental injuries. If you have any questions about liability coverage with regard to falls, don’t hesitate to reach out.