Know how to protect your rental property. When you buy a home, you buy homeowners insurance—usually. The exception? When the home you own isn’t for you to occupy. Rental property, whether a single-family home or one split into multiple units, is a whole different ballgame in terms of insurance. Although one or more parties call the place home, homeowners insurance
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Simple safety measures make for a happily memorable Thanksgiving On Thanksgiving Day, millions of Americans fall into one of two categories: the travelers and the hosts. As to which represents the smaller piece of the furcula (better known as the wishbone; #TurkeyTrivia), that depends heavily on whom you ask. Some would rather spend hours crawling a highway than days cleaning
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An ounce of prevention may prevent a pound of headaches As the weather turns cooler—and in New England, downright cold—we spend more time in our homes, and the risk for some types of potentially catastrophic home damage increases. The two most common type of seasonal loss reported by homeowners in the fall and winter months are water and fire damage.
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3 misconceptions about flood insurance In Massachusetts, we enjoy the classic rock hit “Dirty Water,” especially during baseball season in the summer. But it’s a whole different story when that dirty water invades your home. According to the Federal Emergency Management Agency (FEMA), flooding is the most common natural disaster in the United States, affecting every region and state. Yet
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We are a nation of pet-lovers. The ASPCA reports that approximately 78 million dogs are owned in the United States, and over 40 percent of all households have a dog. It may surprise you, but if you are one of them, it’s something you should talk to your insurance company about.
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3 ways to recognize the importance of this oft-overlooked essential National Insurance Awareness Day falls on Wednesday, June 28. No fireworks. No cookouts. No decorations. Let’s face it, thinking about insurance is not fun. But still, taking a few minutes to recognize this day could have a tremendous impact on your life, and the lives of your family members. Everyone
Read MoreThere truly is no place like home, your own bed, your own space—but what happens when that oasis is damaged? Your home, whether it is a house or a condominium is likely to be your most valuable asset. That is why homeowners insurance is so important, you need to make sure you have the right insurance and that your policy
Read MoreBy: John E. Dowd, Jr. With families preparing to host barbecues this summer or gearing up to take a weekend trip, it is important to understand that many insurance policies provide for liability coverage, even for certain accidents outside the home. Liability coverage is a typical component of a homeowner’s insurance policy. While no one expects to be held liable
Read MoreBy: John E. Dowd, Jr. Today our entire lives are bundled, we bundle our cable, internet, and phone, and just like shopping at Costco the idea of ordering in bulk or paying for multiple services through one provider brings the price down. The same can be said for insurance policies. Most Americans start driving under their parents insurance and although
Read MoreOne misconception about homeowners’ liability insurance coverage is that it covers only incidents in the home. In actuality, the comprehensive personal liability (CPL) coverage under a homeowners’ insurance policy is really not associated with any location, other than the limitations and exclusions on the policy. Read full article on BusinessWest.com here.
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