Our Indian Orchard office is temporarily closed. Please visit our Ludlow office at 187 East Street!

Who Is Liable to Pay for Pothole Repairs?

WEST SPRINGFIELD/HOLYOKE, Mass. (WGGB) –Tire Warehouse was one of the first places people went after their tires blew on Rt. 5, battling potholes. “We’ve been seeing a lot of damage, Between tires, wheels, the whole thing. People are calling us off the hook, wondering if they have road hazard coverage or not,” said manager Tim Dowley. In fact, in recent

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Process Engineering

How to Reduce Stress and Optimize Outcomes in Filing Insurance Claims John E. Dowd, Jr. December 17, 2013 Business West Let’s begin with the premise that insurance companies are in the business of paying claims, pure and simple. However, as most people are aware, the process of filing and then being paid for compensable claims is not always easy or

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New Flood Premiums

Robert W. Gilbert, principal and president of The Dowd Insurance Agencies was featured on WGGB speaking on the new federal law designed to replenish the National Flood Insurance Fund. Click here to read the full article.

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Wise Policies

Why Life Insurance Is Important for Small Businesses By BILL WALTHOUSE In any business, the death of a key person can seriously cripple stability. Therefore, securing a life-insurance policy is an essential part of a business plan regardless of the industry served, and for many reasons. For example, with life insurance in place, the business can use the death-benefit proceeds

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New Dowd TV Commercial

New commercial featuring John Dowd [youtube http://www.youtube.com/watch?v=JWmfx4MZ3k4]

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Around-the-Clock Service

Find out how Dowd offers truly around-the-clock service…

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Certificates of Insurance, Evidence of Coverage Forms and Binders

Certificates of insurance, evidence of coverage forms and binders (collectively hereafter referred to as “certificates of insurance”) are intended to summarize insurance policies, including liability limits, in lieu of providing the actual polices to insureds or third parties as proof of coverage. The Massachusetts Division of Insurance (“Division”) has been informed, however, that some insurance companies and insurance producers are

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Tornado Assistance

SBA Assistance SBA provides low-interest business loans of up to $2 million to cover both repair of physical damage and to help a business overcome distaster-related economic injury. Rates will not exceed 4 percent for businesses with no other credit options and repayment terms of up to 30 years are available. If your business property secures and existing mortgage, a

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Red Cross Assisting Torando Victims

The Red Cross Safe and Well website is being used to track residents who have been displaced by the tornadoes in the Springfield area. It is a free, public communication tool where those affected by disasters can register on the site and post messages that they are safe. Loved ones can then conduct a search on the site to view

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