Our Indian Orchard office is temporarily closed. Please visit our Ludlow office at 187 East Street!

Road work zone hazards

  7 tips to help you navigate safely The I-91 construction project is in full swing in downtown Springfield, and road work throughout the rest of the region is picking up now that the weather is warming. With a little patience and advance planning; however, you should be able to reach your destination safely and on time. Some of these

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A mixed blessing: your teen got a driver’s license!

  It’s an exciting time when your teenager gets their license. The big question on every parent’s mind, though, is: what does this do to my auto insurance premium? Statistics show that young operators are at much higher risk to get into fender benders than experienced operators. This results in the cost of your collision coverage going up. So, what

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Do I Need to Buy Insurance for my Rental Car?

Whether you’re on a business trip, vacationing or your car is in the shop, there are many reasons why you may find yourself behind the wheel of a rental. But before you drive away, you should give your insurance agent a call to discuss if you are covered under your current automotive policy. Typically, your personal automotive insurance should extend

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Insurance: the wisest investment of your young life

Get it now, be glad you did later     We’ll be the first to admit it: Insurance isn’t particularly riveting. Don’t get us wrong; we happen to find it quite interesting, and heaven knows it’s important. It simply doesn’t spark much excitement. Not in the way something like a robbery, a serious injury or a lawsuit might. Those things

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What’s driving your monthly premium?

How auto coverage costs are determined, and how you can help control them  The whirlwind weekends spent online and on lots are behind you at last; you’ve got yourself a new vehicle. You did the math, worked your sales-defense savvy and settled on a manageable loan payment. Hopefully, your number crunching considered that other monthly payment, the one that goes

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Bridging the GAP- Don’t Let Depreciation Put You at Risk!

  We’ve all heard it before: a brand-new car loses 30% of its value when it’s driven off the lot. That means if your car is totaled or stolen, your insurance company will only pay out what your car is worth at the time of the claim. The purpose of Guaranteed Asset Protection—better known as GAP insurance—is to cover the

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Learning the Facts of Life (Insurance, That Is)

The most important policy you may think you don’t need You lock up your home at night. You secure your children in 5-point harness car-seat systems and make sure you buckle up, too. You keep emergency numbers posted on the fridge, right near the phone. Then, with these things in place, you carry on. And that’s our segue to a

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Headed north for trailer registration? You may be sorry!

Even for a Massachusetts native, there are plenty of reasons to visit New England’s northernmost state. Go for the legendary lobstah. Check out the vast beaches or historic hiking trails. Shop the famed outlets, and score your favorite fashions for less. But if you’re looking to score a bargain on your trailer’s registration, you’re wiser to stay close to home.

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Auto Insurance: Why You Should Make It a Household Term

“Can I take the car tonight?” It’s one of those questions that virtually all parents anticipate, and that most ultimately will hear—time and again. The thought of your son or daughter behind the wheel of a vehicle may stir a mix of emotions, from anxiety and fear to excitement and relief. Although the nuances of auto insurance may not be

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Business Income Insurance – Coverage You Can’t Afford to skip

Have you ever watched a big storm or witnessed an accident on the news that you hope would never happen to you and your business? The truth is you never know when a natural disaster or accident will hit. If it does, is your bottom line covered? Business income coverage (also known as business interruption coverage), is protection against loss

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