3 misconceptions about flood insurance In Massachusetts, we enjoy the classic rock hit “Dirty Water,” especially during baseball season in the summer. But it’s a whole different story when that dirty water invades your home. According to the Federal Emergency Management Agency (FEMA), flooding is the most common natural disaster in the United States, affecting every region and state. Yet
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Before you get your motor runnin’ and head out on the highway, do you know if you have the right insurance coverage for your motorcycle? The answer may not be as simple as you think. Coverage requirements vary by state. At a minimum, Massachusetts requires that you carry: Bodily injury to others with limits of $20,000 per person or $40,000
Read MoreYou may assume you will. That assumption could be a retirement planning risk. How long do you think you will work? Are you one of those baby boomers (or Gen Xers) who believes he or she can work past 65? Some pre-retirees are basing their entire retirement transition on that belief, and that could be financially perilous. In a new
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If you watch any TV these days, it’s likely you’ve seen the commercials: all matter of wildlife, from ducks to geckos, pigeons to Snoopy, trying to sell you insurance from major national brands. They are often good for a chuckle, and lead you to believe that shopping for insurance is fun and simple––a matter of checking a few boxes on
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Celebrating 35 years with the Dowd Agencies Forbes magazine noted that less than a third of family-owned businesses survive the transition from the first generation to the second, and fewer than 50 percent of those successfully transition to a third generation. We clearly broke this mold: The Dowd Insurance Agencies is a fourth-generation, family-owned, leading insurance provider that has had
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We are a nation of pet-lovers. The ASPCA reports that approximately 78 million dogs are owned in the United States, and over 40 percent of all households have a dog. It may surprise you, but if you are one of them, it’s something you should talk to your insurance company about.
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3 ways to recognize the importance of this oft-overlooked essential National Insurance Awareness Day falls on Wednesday, June 28. No fireworks. No cookouts. No decorations. Let’s face it, thinking about insurance is not fun. But still, taking a few minutes to recognize this day could have a tremendous impact on your life, and the lives of your family members. Everyone
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What are they, and should you have one? Personal umbrella policies have grown in popularity, but they aren’t necessary for everyone. An umbrella policy protects you against a catastrophic liability loss. For example, a major car accident that injures many people or that causes permanent impairment or death may result in liability beyond what a typical automobile policy covers. An umbrella
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Do you know what to do if you have a car accident? Even the best drivers can get into auto accidents. Weather conditions, road work, pedestrians, distractions and other drivers can cause even the most careful driver to crash. Do you know what to do if you are in a car accident? Safety first. Whether it’s a fender bender or
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And so does your family’s future Alan Lakein, author of How to Get Control of Your Time and Your Life, once said: “Failing to plan is planning to fail.” And when it comes to protecting your family’s future, that statement has never been more true. There are several steps you can take now to protect your family later. Life insurance
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