Who Must Carry Workers’ Comp Insurance? All employers in Massachusetts (and in every other state except Texas) are required to carry workers’ compensation insurance, more commonly referred to as workers’ comp. What is Workers’ Comp? Workers’ compensation insurance covers lost wages and medical treatment resulting from an employee’s work-related injury or illness regardless (in most cases) of who was at
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Off-road vehicle riding is a popular pastime in Massachusetts and surrounding states, but before you head off road on your ATV (all-terrain vehicle), review the following information to ensure you have the protection you need.
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New England offers a multitude of lakes and rivers, as well as easy ocean access, for pleasure cruisers looking to take their boats out for fun in the sun this summer. Surprisingly, however, boat insurance is required in only two states. But, just because most states don’t require it, boat owners would be foolhardy to not have coverage that protects their investment and assets.
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Insurance policies aren’t all-encompassing Most people assume that if they have homeowners insurance, auto insurance and life insurance, they are protected in case of life’s major emergencies, but that is typically not the case. That’s why it’s important to review your coverage regularly with your agent. Here are a few of the most common gaps in coverage that we find.
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It’s important to know what’s covered…and what’s not Vacations can be expensive, and while we look forward to them and plan for the best, there’s a lot to be said for being prepared for the worst. That’s where travel insurance can help. While common insurance policies like home, auto and health provide coverage for the unexpected when you are home,
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On April 24 from 5 to 9 pm at The Riverside Café, 30 Bridge Street, South Hadley, The Dowd Agencies and Sok’s are joining forces to support Big Brothers Big Sisters Bowl For Kids’ Sake 2018. Join us for Open Mic Night, great food and celebrity bartenders Nick, Lynn, Becky and Teri! 20% of all proceeds from this event are
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Yesterday The Dowd Agencies participated in the first ever 5K run, walk or strut, organized by the volunteers of the Palmer Domestic Violence Task Force. We are proud to assist in any way we can to raise awareness for domestic violence and are proud of our employees for their participation! Pictured below is some of Team Dowd! #DOWDPROUD
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You can’t always avoid them, but you can minimize the damage As winter turns to spring and temperatures rise, the roads of New England begin to heave and crack. Here are a few tips to keep you out of a repair rut and to help you avoid having to file a claim. 1. Eyes on the Road. This goes without
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If you think teens are the primary culprits, think again The number of traffic deaths in the U.S. rose sharply in 2015 and 2016, marking the greatest increase in five decades. Many safety advocates point to distracted driving as one of the primary reasons. The National Highway Traffic Safety Administration (NHTSA), reports that in 2015 alone, distracted driving was the
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If you’re like most people, you are likely already aware of the benefits of bundling. Perhaps you bundle your cable, internet and phone service. Or maybe you bundle your order as a value meal at your local fast-food restaurant (would you like fries with that?). Bundling your insurance policies––for example home, auto and life––can also save you both time and
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