Our Indian Orchard office is temporarily closed. Please visit our Ludlow office at 187 East Street!

Accidents happen

Do you know what to do if you have a car accident? Even the best drivers can get into auto accidents. Weather conditions, road work, pedestrians, distractions and other drivers can cause even the most careful driver to crash. Do you know what to do if you are in a car accident? Safety first. Whether it’s a fender bender or

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Road work zone hazards

  7 tips to help you navigate safely The I-91 construction project is in full swing in downtown Springfield, and road work throughout the rest of the region is picking up now that the weather is warming. With a little patience and advance planning; however, you should be able to reach your destination safely and on time. Some of these

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A mixed blessing: your teen got a driver’s license!

  It’s an exciting time when your teenager gets their license. The big question on every parent’s mind, though, is: what does this do to my auto insurance premium? Statistics show that young operators are at much higher risk to get into fender benders than experienced operators. This results in the cost of your collision coverage going up. So, what

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Do I Need to Buy Insurance for my Rental Car?

Whether you’re on a business trip, vacationing or your car is in the shop, there are many reasons why you may find yourself behind the wheel of a rental. But before you drive away, you should give your insurance agent a call to discuss if you are covered under your current automotive policy. Typically, your personal automotive insurance should extend

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What’s driving your monthly premium?

How auto coverage costs are determined, and how you can help control them  The whirlwind weekends spent online and on lots are behind you at last; you’ve got yourself a new vehicle. You did the math, worked your sales-defense savvy and settled on a manageable loan payment. Hopefully, your number crunching considered that other monthly payment, the one that goes

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Bridging the GAP- Don’t Let Depreciation Put You at Risk!

  We’ve all heard it before: a brand-new car loses 30% of its value when it’s driven off the lot. That means if your car is totaled or stolen, your insurance company will only pay out what your car is worth at the time of the claim. The purpose of Guaranteed Asset Protection—better known as GAP insurance—is to cover the

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Headed north for trailer registration? You may be sorry!

Even for a Massachusetts native, there are plenty of reasons to visit New England’s northernmost state. Go for the legendary lobstah. Check out the vast beaches or historic hiking trails. Shop the famed outlets, and score your favorite fashions for less. But if you’re looking to score a bargain on your trailer’s registration, you’re wiser to stay close to home.

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Auto Insurance: Why You Should Make It a Household Term

“Can I take the car tonight?” It’s one of those questions that virtually all parents anticipate, and that most ultimately will hear—time and again. The thought of your son or daughter behind the wheel of a vehicle may stir a mix of emotions, from anxiety and fear to excitement and relief. Although the nuances of auto insurance may not be

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Are my visiting relatives covered under my auto insurance policy?

Picture this – it’s Thanksgiving and you have entire gaggle of family show up for the holidays, some by plane and some by car. While you are thrilled about your family visiting, chances are these out-of-town guests will ask to borrow your car for a last minute trip to the grocery store. You might want to hesitate before tossing them

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What’s the Difference : Collision vs. Comprehensive Coverage?

What is the Difference Between Collision and Comprehensive Auto Insurance?  All automotive insurance policies are not created equal, and unlike liability coverage, both collision and comprehensive insurance are intended to pay for damage to your own vehicle. While all types of auto insurance are important, as a driver it is imperative to know how your policy protects your car. What

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