Our Indian Orchard office is temporarily closed. Please visit our Ludlow office at 187 East Street!

Cell Phone and Safety Belt Laws By State

If you wonder as you pass through a state what their laws are regarding cell phone use and the use of seat belts, this list with some of the states should help: State Cell Phones Safety Belts       Connecticut Hand-held phones may not be uses while driving Required for drivers and front-seat passengers; standard offense Delaware No restrictions Required for driver and

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WINDSTORM RISK CONTROL TIPS

Windstorm and hurricane losses account for an inordinate share of homeowners losses every year. In particular, people on the southeastern and central eastern seaboard and the Gulf Coast face substantial loss exposures to hurricanes and tropical storms. There are, however, steps you can take concerning your home that can reduce your exposure to these losses. These include risk control measures

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MAIA Cautions Consumers About Progressive Quotes

  Framingham, MA—Progressive Insurance Direct went live with its private passenger auto insurance website on May 1st. Initial reports of “dirt cheap” rates led the Massachusetts Association of Insurance Agents (MAIA) to look deeper at the actual quotes. According to MAIA President and Chief Executive Officer, Francis A. Mancini, “Our review of the quotes provided by Progressive reminds us of

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Consumer brochures

The Institute for Highway Safety has brochures that are downloadable or that you may order.  The brochures available are: Shopping For A Safer Car, About Your Airbags, Need An Airbacy On/Off Switch Probably Not, Kids And Airbags, Beginning Teenage Drivers, Graduated Driver Licensing: Questions & Answers and Vehicle Research Center guide.  Click here to view any of the brochures listed

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Massachusetts Auto Insurance Plan

There has been a lot of information regarding the managed competetion starting April 1, 2008.  The competitive rates, new discounts and the different coverages that consumers will be able to shop for are on everyones minds.  There hasn’t been as much said about MAIP. The Massachusetts Automobile Insurance Plan (MAIP) is an insurance plan for drivers who cannot obtain insurance in the voluntary market.  If

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Massachusetts Auto Questions and Answers

The Division of Insurance has put together some answers to commonly asked questions you, the consumer, have regarding April 1, 2008 Managed Competition coming to Massachusetts and how it will affect you. Click here to get your answers or you can contact our office by email, phone or by stopping in, we’ll be happy to answer any questions you may have!

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National Flood Safety Awareness Week

Its A Good Time to Review Your Flood Insurance Policy The National Association of Insurance Commissioners (NAIC) is pleased to support The National Oceanic and Atmosphere Administration (NOAA)-sponsored 2008 National Flood Safety Awareness Week, March 17-21. Floods threaten homes from coast to coast – and they can happen anytime, anywhere and without warning. The damage from a flood is not covered

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Spring Rainfall, Snow Melt Can Cause Flooding

BOSTON – Throughout New England, residents are at risk for flooding during spring , the time of year when the warming sun and increased rainfall begin melting the winter snow pack, releasing its often high water content. The Department of Homeland Security’s Federal Emergency Management Agency (FEMA) urges New England residents to be prepared.

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Massachusetts Auto Insurance Rate Comparison Tool Information

We have received inquiries from some of our customers regarding the online Automobile Insurance Rate Comparison Tool hosted by the Massachusetts Division of Insurance.  If you have visited this website, the results of your search may have been confusing.  There are a few things you should know about this Rate Comparison Tool before you make any decisions regarding your automobile

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Frequently Asked Auto Questions

Consumers have many questions with Managed Competition on auto insurance beginning April 1, 2008 in Massachusetts.  The Massachusetts Trial Court Law Libraries has put together the most frequently asked questions and answers which includes how rate setting works, and what to expect.  If you have questions, this may help give you a better understanding.

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