On a rainy day, your outlook could become gloomy if a customer enters your business or property and suffers a slip-and-fall injury on a wet floor. This could lead to an injury claim.
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In 1898, first-generation American James J. Dowd established a humble insurance agency in the heart of Holyoke. The rest, as they say, is history.
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When it comes to different types of insurance, you may not be aware that carrying just the basics can leave you with unintended gaps in coverage.
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Did you know nearly 9,000 home fires a year are started by grilling? As cookout season heats up, Dowd offers measures for helping to keep your home, guests and family safe.
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Splashing around in a backyard pool can be a refreshing way to cool off on a hot summer day, but before you dive in, make sure you have the right insurance protection and safety precautions in place.
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Who Must Carry Workers’ Comp Insurance? All employers in Massachusetts (and in every other state except Texas) are required to carry workers’ compensation insurance, more commonly referred to as workers’ comp. What is Workers’ Comp? Workers’ compensation insurance covers lost wages and medical treatment resulting from an employee’s work-related injury or illness regardless (in most cases) of who was at
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Off-road vehicle riding is a popular pastime in Massachusetts and surrounding states, but before you head off road on your ATV (all-terrain vehicle), review the following information to ensure you have the protection you need.
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New England offers a multitude of lakes and rivers, as well as easy ocean access, for pleasure cruisers looking to take their boats out for fun in the sun this summer. Surprisingly, however, boat insurance is required in only two states. But, just because most states don’t require it, boat owners would be foolhardy to not have coverage that protects their investment and assets.
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Insurance policies aren’t all-encompassing Most people assume that if they have homeowners insurance, auto insurance and life insurance, they are protected in case of life’s major emergencies, but that is typically not the case. That’s why it’s important to review your coverage regularly with your agent. Here are a few of the most common gaps in coverage that we find.
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It’s important to know what’s covered…and what’s not Vacations can be expensive, and while we look forward to them and plan for the best, there’s a lot to be said for being prepared for the worst. That’s where travel insurance can help. While common insurance policies like home, auto and health provide coverage for the unexpected when you are home,
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