Homeowners Archives - The Dowd Agencies

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Insurance Considerations for Vacation Homes and Second Properties

While a vacation home offers relaxation and family memories, it also brings unique insurance considerations that differ from your primary residence.

Flood, Earthquake and Other Peril Coverage: What Your Homeowners Policy Typically Excludes

Standard homeowners policies generally cover many sudden and accidental losses, but some of the most financially disruptive events are often excluded or only covered in limited ways.

Personal Identity Theft: Coverage, Costs and Protection Tips

Many carriers offer identity theft coverage as an endorsement or optional add-on, designed to help with covered recovery costs such as legal fees, lost wages and administrative expenses related to personal identity theft.

Smart Home Insurance Discounts: Which Devices Help and Which Don’t?

With options ranging from smart thermostats to whole home security systems, can smart home devices help lower your homeowners insurance premiums?

Copy of an insurance policy with a magnifying glass and $100 bill

Year-End Insurance Checkup: Preparing for the New Year

Insurance should never be a “set it and forget it” decision. Life changes—such as buying a new home, adding a vehicle or hiring employees—can all impact your insurance needs.

An Ounce of Prevention: Prep Your Home and Car for Winter Safety

We understand how winter weather impacts our region, and we believe in the power of prevention. Here, we offer a few proactive steps to help you reduce risks and avoid unnecessary disruptions.

Child in a swim ring splashing in a pool

Peace of Mind Poolside: A Helpful Insurance Guide for MA Pool Owners

While pools offer relaxation and fun, they also come with responsibilities, especially concerning safety and insurance.

Recent Rainy Stretch Increases Risk of Basement Flooding

John E. Dowd Jr. was on WWLP discussing what you need to know about flood insurance.

The front of a home with flowers blooming

Spring Cleaning & Home Maintenance: A Checklist for New England Homeowners

As you shake off the remnants of winter and begin your annual spring cleaning, don’t forget to inspect your home for any damage caused by the harsh New England weather.

Understanding Flood Risk: A Guide to Flood Insurance in Massachusetts

Given the unpredictability of weather patterns, flood insurance is worth considering even if you’re not in a high-risk area.

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